Prize Bond Schedule 2026 – Complete Draw Dates & Cities

Prize bonds in Pakistan remain one of the most widely used government-backed savings instruments. They offer a safe way to park your money while giving you the chance to win attractive cash prizes throughout the year. The draw schedule for 2026 has been officially announced by the State Bank of Pakistan (SBP) and the Central Directorate of National Savings (CDNS). This article outlines the full schedule, what it means for you, how prize bonds work, and the best ways to check and claim your winnings.

Why Prize Bonds Matter

Prize bonds are popular for a simple reason:

You get zero risk and a shot at big rewards. Unlike traditional savings accounts where you earn interest, prize bonds enter you into a quarterly draw where your bond number might be selected for life-changing prizes. This combination of security and potential high reward makes them a preferred choice for millions of savers in Pakistan.

– No risk to your principal amount.
– Quarterly draws for every bond denomination.
– Large first-prize amounts.
– Easy to buy and encash through official channels.

Official Prize Bond Draw Schedule 2026

Here is the official national prize bond draw schedule from January to December 2026 for bearer bonds. These are quarterly draws and the cities rotate. Cities like Peshawar, Lahore, Karachi, Hyderabad, Quetta, Rawalpindi, and others are part of the rotation, just like the schedule image you provided shows.

This schedule mirrors the official Gazette posted by the Government of Pakistan’s CDNS office and confirms all quarterly draws for bearer bonds in the year 2026.

Premium Prize Bonds 2026 – Rs.25,000 & Rs.40,000

Premium bonds are registered bonds. They provide all the benefits of prize bonds along with six-monthly profit payouts and direct credit of winning amounts to your bank account. The schedule below is fixed and held four times annually:

Premium bonds follow a strict quarterly pattern on the 10th of March, June, September, and December. Locations rotate to ensure fairness and nationwide participation.

How Prize Bonds Work

Here’s what matters:

1. Quarterly Draws

Each denomination has four draw dates per year:
– Bearer bonds are usually drawn on the 15th of the scheduled month.
– Premium bonds are drawn on the 10th of March, June, September, and December.
– If a draw date falls on a public holiday, it shifts to the next working day.

2. Winner Categories

Every draw selects winners in three prize categories:

Bearer Bonds (Rs.100, Rs.200, Rs.750, Rs.1500):
– 1st Prize – one winner
– 2nd Prize – a few winners
– 3rd Prize – many smaller prizes

Premium Bonds (Rs.25,000 & Rs.40,000):
Similar structure but higher amounts due to the higher denomination and registration feature.

Prizes are published officially after each draw and are available on SBP and CDNS portals.

3. Why Prize Bonds Are Attractive

Here’s what you get:
✔ Your original amount is fully redeemable any time.
✔ No interest risk.
✔ Quarterly chances to win big.
✔ Premium bonds pay additional profit besides prize draws.

Even if you don’t win a big prize, the bond can still be held and encashed later without penalty.

How to Check Your Prize Bond Result

Once the draw is completed, official draw lists are released as downloadable PDFs from the National Savings website and State Bank of Pakistan portals. Here’s how to check:

• Visit the official CDNS prize bond result portal.
• Select the denomination and draw number.
• Download the PDF for that draw.
• Use a text search to find your bond number in the list.

You can also check at local National Savings Centres and authorized commercial banks.

How to Claim Your Prize

If your bond number wins:

• Take the original winning prize bond and a copy of your CNIC.
• Visit any State Bank branch or National Savings Centre.
• Submit the claim form.
• Prize money is typically processed after tax, which is deducted at source according to government tax policy.

Important:
Prize money must be claimed within 6 years from the date of the draw. After that, your winning may become invalid.

Cities Rotation – What It Means for You

The annual schedule rotates draw cities, so every region in Pakistan gets a turn hosting prize bond draws. Cities include:

✅ Lahore
✅ Karachi
✅ Peshawar
✅ Quetta
✅ Rawalpindi
✅ Faisalabad
✅ Sialkot
✅ Muzaffarabad
✅ Hyderabad

Rotation spreads opportunity and visibility. Attending draws in person is allowed with valid ID where permitted.

Tips to Maximize Your Prize Bond Strategy

Here’s what smart savers do:

Buy multiple denominations
Don’t limit yourself to one size. Smaller denominations mean more entries; larger ones offer higher prizes.

Track the schedule ahead
Mark your calendar early with the full year’s draw dates to plan when to check results.

Use official portals
Only check results on the government’s official sites to avoid misinformation.

Keep bonds safe
Store them securely because the original bond must be presented to claim prizes.

2026 Prize Bond Schedule 

Here’s the bottom line:

• All bearer bonds (Rs.100 to Rs.1500) have 13 scheduled draws across 2026.
• Premium bonds (Rs.25,000 & Rs.40,000) follow a fixed four-draw quarterly pattern, with locations rotating nationwide.
• You can easily check results online and claim winnings through official channels.
• Prize bonds are safe, government-backed, and available to all adults.

Sr.	Prize Bond	Draw No.	Draw Date	City
1	Rs. 750	105	15 January 2026	Peshawar
2	Rs. 1500	105	16 February 2026	Lahore
3	Rs. 100	53	16 February 2026	Karachi
4	Rs. 40000 Premium	36	10 March 2026	Rawalpindi
5	Rs. 25000 Premium	21	10 March 2026	Multan
6	Rs. 200	105	16 March 2026	Faisalabad
7	Rs. 750	106	15 April 2026	Quetta
8	Rs. 1500	106	15 May 2026	Sialkot
9	Rs. 100	54	15 May 2026	Hyderabad
10	Rs. 40000 Premium	37	10 June 2026	Muzaffarabad
11	Rs. 25000 Premium	22	10 June 2026	Peshawar
12	Rs. 200	106	15 June 2026	Karachi
13	Rs. 750	107	15 July 2026	Lahore
14	Rs. 1500	107	17 August 2026	Faisalabad
15	Rs. 100	55	17 August 2026	Multan
16	Rs. 40000 Premium	38	10 September 2026	Sialkot
17	Rs. 25000 Premium	23	10 September 2026	Quetta
18	Rs. 200	107	15 September 2026	Muzaffarabad
19	Rs. 750	108	15 October 2026	Rawalpindi
20	Rs. 1500	108	16 November 2026	Hyderabad
21	Rs. 100	56	16 November 2026	Faisalabad
22	Rs. 40000 Premium	39	10 December 2026	Lahore
23	Rs. 25000 Premium	24	10 December 2026	Karachi
24	Rs. 200	108	15 December 2026	Peshawar

 

If you’re holding prize bonds or thinking about buying, 2026 offers a consistent schedule with plenty of chances to win. Bookmark this draw calendar, and always check results after every scheduled date. With the right strategy and timely checks, you give yourself the best chance at turning your savings into big rewards.

For official updates, always refer to the State Bank of Pakistan or National Savings Pakistan website before every draw.